The Prime Motor Insurance Policy provides 3 levels of cover. They are:
Third Party Only
Provides cover for only third party liabilities that may arise from an accident caused by the vehicle of the Insured. This is the lowest form of coverage under our motor insurance.
Third Party, Fire & Theft
Provides cover as said under the third party only and in addition, where the vehicle or its accessories are stolen or damaged by fire, Prime Insurance pays for such losses
provides cover as detailed under the third party only and third party fire and theft and in addition Prime Insurance will pay for accidental loss or damage to the vehicle.