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Fire
Fire
Assets All Risk:
Prime Insurance Assets All Risk policy pays for accidental loss or damage to the client's Assets insured under the policy, such as stock in trade, buildings, factories, machinery, tools and equipment, etc. caused by a peril not specifically excluded under the policy.
Fire and Allied Perils:
Prime Insurance Fire & Allied perils Insurance comes in handy to reinstate the lost items of our clients where any property, be it a building, household contents, office equipment, stock in trade etc. are damaged or lost by events such as fire, flood, windstorm, earthquake etc.
Combined Fire and Burglary
Prime Insurance Combined Fire & Burglary Insurance Policy pays for losses resulting from fire, lightning, explosion and any of the allied perils as stated in the policy. In addition, it pays for loss or damage to items as a result of theft.
Homeowners Comprehensive Policy
Prime Insurance Homeowners Comprehensive Policy pays for loss or damage to the building or items insured in the private dwelling house by fire, flood, burglary or any other peril covered under the policy. The homeowner’s policy can be extended to cover rent, personal accident and third party liabilities.
Consequential Loss or Loss of Profit Insurance (Business Interruption)
Prime Insurance Business Interruption policy covers:
Net Profit lost as a consequence of the interruption of your business
Standing charges which continue to be payable by your business to the extent that they are no longer earned by the residual trading.
Wages of the staff that need to be retained during the interruption period.
Besides, where your business is dependent partly upon the continued existence of the premises of suppliers, customers, or other persons or bodies from whom you receive services or facilities, the policy can be extended to cover loss resulting from damage by insured risk at such other premises.
