WHO WE ARE: WHO IS PROVIDING THIS NOTICE?
PRIME INSURANCE GHANA, a limited liability company incorporated in Ghana, with its
head office located on the 12th Floor, SU Tower, No. 18 Castle Road, Accra, Ghana.
We are a full-service insurance company, offering a broad range of products and
services to enable you effectively manage your personal and business risk
WHY ARE WE PROVIDING THIS NOTICE?
We wish to explain how we use personal data we collect from you when you purchase
our products or use our services. Please read this Notice.
WHAT WE DO : WHAT DATA DO WE COLLECT OR PROCESS?
We collect or process personal data mainly to help us understand how we can best
serve you. The data will include personal identification information
(Name, email address, phone number, date of birth, residential address, etc.).
HOW DO WE COLLECT YOUR PERSONAL DATA?
You directly provide us with most of the data we collect. We collect data and process
data when you:
- Fill any of our Know Your Customer (KYC) forms.
- Register online on our websites and other digital platforms.
- Place an order for any of our products or services.
- Voluntarily request information on our products and services.
We may also receive your data indirectly from other sources (e.g., data controllers on
whose behalf we process personal data, intermediaries, partners, or parties with
insurable interests).
LEGAL BASIS FOR PROCESSING PERSONAL DATA
We process your personal data to provide you with the service for which we have been
contracted and for other services you have consented to. In some circumstances
and as required by law, we may process your personal data for legitimate reasons,
under legal obligations, or for public interest considerations.
HOW WILL WE USE YOUR PERSONAL DATA?
We use your personal data to:
- Process your requests or orders.
- Provide you with products and services requested.
- Manage your account or our relationship with you.
- Recommend other products or services that may be of interest to you.
HOW DO WE STORE YOUR PERSONAL DATA?
We store your personal data both manually and electronically. The personal data is also
stored internally and externally, including with cloud services. We take reasonable
measures to securely store your personal data and have put in place appropriate security
measures to prevent loss, misuse, or unauthorized access to your personal data.
SHARING YOUR DATA
We will share your data with third-party data processors (where required) so we can
provide you with services and products unless you indicate otherwise. Any processing
by a third-party data processor will be on our instructions and based on the terms of
this Privacy Notice. Subject to your consent, we will also share your personal data among
stakeholders. You may withdraw consent at any time to stop the company from
contacting you for marketing purposes or us from giving your personal data to other parties.
WHAT DO WE MEAN BY MARKETING?
We may use your personal data to communicate a view we form on products or services
that you may be interested in or what we think you may require (this is what we describe
as marketing). You will receive such marketing or non-transactional messages
from us if you have requested information from us or have purchased our services
or products and you have consented to receiving such marketing or non-transactional
messages. To withdraw consent to sharing your data for marketing
activities, you may follow the link at the Contact Us section of this Notice.
WHAT HAPPENS IF YOU OBJECT TO SHARING YOUR DATA FOR OUR DAILY ACTIVITIES?
If you object to sharing your data for our daily activities in respect of our contractual
obligations to you, we will not be able to process your requests or orders and provide
you with products and services requested or maintain your account with us.
YOUR CONSENT
You acknowledge and agree that, subject to your consent, we may share your personal
data in accordance with the section on ‘SHARING YOUR DATA’ unless and until
you withdraw consent. You agree that we may use your personal data for any of
the purposes stated, subject to any withdrawal requests. You may withdraw your
consent and opt-out of any or all of the marketing activities at any time (including at
the time of your request for our products and services).
WHAT ARE YOUR RIGHTS?
ACCESS
You have the right to request a copy of the data we hold on to you.
RECTIFICATION
You have the right to request that the company correct your data that you believe is
inaccurate or to complete data you believe is incomplete.
OBJECT
You have the right to object to us processing your data.
NOTIFICATION OF SECURITY BREACHES
You have the right to be notified if there are reasonable grounds for us to believe that your
data has been accessed by an unauthorized person.
To exercise any of your rights, please contact the Data Protection Supervisor using any
of the contact details provided below. We may ask for some information to confirm
your identity and to ensure we do not disclose your personal data to unauthorized
persons. We may also request additional information to facilitate any request. We
will normally respond to requests within 14 working days. However, it may take
longer if the request is complex or if there are multiple requests.
COOKIES
WHAT ARE COOKIES?
Cookies are text files placed on your computer to collect standard Internet log information
and visitor behavior information. We may collect information automatically through
cookies.
HOW DO WE USE COOKIES?
Our company uses cookies to improve your experience on our websites, to keep you
signed in, and to understand how you use our websites.
HOW TO MANAGE COOKIES?
You can set your browser not to accept cookies, but some of our website’s features may
not function as a result.
CHANGES TO OUR PRIVACY NOTICE
We reserve the right to review and modify this Privacy Notice periodically in accordance
with applicable law. If we do so, we will post the updated version on our website and
other relevant platforms.
HOW TO CONTACT US
If you have any questions about this Privacy Notice or any aspect of our data protection
practices, please contact our Data Protection Supervisor through any of the
following means:
- Email: info@primeinsuranceghana.com
- Visit our Head Office at 12th Floor, SU Tower, No.18 Castle Road, North Ridge.
- Write to us: P. O. Box GP 21222, Accra, Ghana.